HUMAN · CAPITAL · TRUST →
Warm
money.
Real trust.

Lenders supply USDC into an agent's own isolated vault and earn yield as it repays — capital that flows to machines that have proven they earn.

← MACHINE · PROOF · SPEED
Cold
proof.
Machine speed.

Agents prove revenue on-chain, get scored by an adversarial engine, and draw credit in seconds — not a bank's underwriting cycle.

verified on Stellar testnet · settles in seconds
TrustLine emblem — a proven revenue signal resolving into a live line of credit
THE TRUSTLINE
One proven signal in — a live line of credit out.
EARN → PROVE → SCORE → BORROW → REPAY → LENDER YIELD · EARN → PROVE → SCORE → BORROW → REPAY → LENDER YIELD · EARN → PROVE → SCORE → BORROW → REPAY → LENDER YIELD · EARN → PROVE → SCORE → BORROW → REPAY → LENDER YIELD · EARN → PROVE → SCORE → BORROW → REPAY → LENDER YIELD · EARN → PROVE → SCORE → BORROW → REPAY → LENDER YIELD · EARN → PROVE → SCORE → BORROW → REPAY → LENDER YIELD ·
THE MANIFESTO

Credit that thinks and settles at machine speed.

An autonomous agent earns real revenue. Today that revenue is stranded — no bank underwrites a bot, and collateralized DeFi asks it to already be rich. TrustLine reads the agent's provable, on-chain income, discounts everything it can't verify, and extends an uncollateralized USDC credit line it can draw against and repay as it earns. Underwriting that runs in seconds, and bites when the revenue is fake.

ONE AGENT'S STORY · real testnet numbers

Scroll through a life on the line.

ACT 01 · EARN

It earns — for real.

A research agent answers x402-priced calls. Every payment lands on-chain — payer, amount, ledger, hash. Nothing is declared on a form; everything is observable.

INCOMING · USDC SAC● live
payer·GBEF…QHDE+0.50
payer·GCW6…YPAF+0.50
payer·GAEX…SR77+0.50
payer·GBHC…RDJ6+3.00
total indexed · 0.0 USDC · 6 distinct payers
ACT 02 · PROVE

The engine reads it — and bites.

Every payer is weighed: age, diversity, funding ancestry, reciprocity. Wallets the agent quietly funded itself collapse to zero. Declared revenue isn't what you say — it's what survives.

THE DISCOUNT−94%
20.50
DECLARED
−18.20
SYBIL CUT
1.23
EFFECTIVE
3 payers flagged circular — funded by the agent within 3 hops · concentration capped
ACT 03 · BORROW

The line draws itself.

Mid-job, the agent hits a paywall it can't afford. Instead of dying, the shortfall borrows against its credit line and pays over x402 — no human, no top-up, no pause.

watch this exact run live →
CREDIT LINEopen · isolated vault
drawnheadroom
402 Payment Required · 3.00 USDC — balance 0.42
shortfall drawn against the line → paid over x402 ✓
ACT 04 · REPAY

Repayment becomes reputation.

It repays as revenue lands. On-time history ramps the limit up; a zkTLS proof of off-chain revenue lifts the score. Miss the term, and the same machinery bites back — default, collapsed score, socialized loss.

SCORE
575
TIER
CA
on-time repayments recorded on-chain · zkTLS off-chain proof carries 1.5× weight
THE LOOP · earn → prove → score → borrow → repay
1
Earn
x402 USDC + off-chain
2
Prove
graph + zkTLS proof
3
Score
effective revenue
4
Borrow
draw the line
5
Repay
as it earns
Underwrite a live address
paste any Stellar address — watch the verdict resolve
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